All tagged Personal Finance
This week, my good friend Nelly from My Way of Viewing is taking over the blog to post about credit card management, something I personally haven’t addressed on the blog yet nor do I think I am an expert in any way. The last few weeks have been super busy which you can read all about on my last post, 2019 New Years Resolutions and Reflections. Anywho! Let’s get straight into credit talk!
Happy New Years! I know I might be a little late to the New Years Resolutions and Goal Planning bang wagon but I haven’t done mine just yet! I hate to admit but I’m usually late to the party since the holidays are usually the craziest time of the year for me rather than being a time to reflect and relax.
I am now a completely changed woman: does enjoying podcasts means I’m an adult now? I find myself putting on podcasts in my car during my commute, in the gym (for steady state cardio only because I need all the intense house beats for my high intensity weight lifting routine) and at work while I’m UXing the shit out of software.
It’s been three months since I moved back home. I'm starting to feel like it’s my home again rather than a place I’m just staying at. I can really see myself here for longer term, I even decorated my room which I have never really done before while living in apartments. I feel safe, welcomed, understood and definitely never lonely.
Growing up, I have always understood that money can be a tool and not a crutch. Maybe that’s not clear but I’ll explain… There are usually two views in the general world pertaining to money: money is evil, money is a tool. Those who don’t know how to use the tool regard it as a subject in the book of life that they’ll never grasp, writing it off as for the rich only. Those who educate themselves in the subject of money view it as a way to achieve their hopes and dreams. Sure I might not be a millionaire today or tomorrow, but I’m sure as hell eventually that I’ll reach FI (financial independence) and be able to live the life I want to.
Where does one even begin to retell a series of events that led to a decision that will ultimately impact and shape their future. Reflection upon the past leading up to the fork in the road feels a mix between excitement, nausea, pride, and reluctance. Sometimes I dwell too much in the past and can get swallowed up by the sights, sounds, smells, and feelings that have long gone. But here and with many other life decisions, it is important to reflect, to decide and to analyze.
I was listening to the ChooseFI Podcast while driving to work this morning and specifically picked the episode 088 - Career Hacking The Tech Industry with had one of my favorite FI bloggers, J from Millennial Boss. What she has done with her life is downright amazing, what all of the people in the FI community do is extraordinary: save most of your income, start profitable side hustles, learn to what is important and live a life not dictated by a paycheck. What I was beyond surprised about was that she had a similar strategy to what I was implementing in my own life.
Though I moved home last month (you can read all about it in my post : Why I Moved Back Home) there was a reason behind it. I wanted to be financially stable and if I can get there, financially independent.