All in Financial Independence
I am now a completely changed woman: does enjoying podcasts means I’m an adult now? I find myself putting on podcasts in my car during my commute, in the gym (for steady state cardio only because I need all the intense house beats for my high intensity weight lifting routine) and at work while I’m UXing the shit out of software.
Everyone achieves FI (financial independence) in various ways. I am always curious of how other people reach FI, that’s when I found Nadia. Nadia is the owner and writer of Speaking of Cents where she blogs about being a mommy while budgeting to financial independence.
Welcome back to my How To Career Hack - Self Case Study Series! In this series of blog posts I’ll be teaching you step by step how to career hack which includes crafting your personal story, updating your resume and Linkedin with keywords to get the right people looking at your resume and much more. I know certainly when I started out on this journey I had no idea what career hacking was but all along I was figuring out the best way to get myself out there while increasing my income.
Growing up, I would stumble along the path through the woods to my grandfather’s house next door. I would yell “Hi Pop!” which echoed through his old but massive house, I would hear a faint reply “I’ll be down in a minute.” I would sit myself down at his kitchen table ready to listen to whatever stories he wanted to chuckle over. See to be a storyteller, or to be known as one, will instantly make people sit down and listen to your life; past, present and future. Though at the time I thought they were just stories, he was actually teaching me how to use my life story to get where I needed to be in my career and personal life.
I’ve been career hacking ever since I left school (well my undergrad, still technically in school). I didn’t even know what I was doing had a formal name, I just thought I was a go getter. I highly recommend before you read this self case study that you go and read one of my most popular posts, Career Hacking - How To Get The Career And Money You Want. It’ll give you a great background on what career hacking is and my personal story of how I went from 40K to $14 and hour to 84k in under 4 years.
Investing in yourself seemed like a no brainer to my go-getter self. When college ends, it doesn’t mean that the learning and investing in yourself should too. You’re now in the real world, competing with millions of other people and a lot of them will seem better, stronger, smarter and more talented. Investing in yourself makes you stand out to others around you: you’ll pick up skills that will make you a better employee, you’ll be more aware of the world around you.
It’s been three months since I moved back home. I'm starting to feel like it’s my home again rather than a place I’m just staying at. I can really see myself here for longer term, I even decorated my room which I have never really done before while living in apartments. I feel safe, welcomed, understood and definitely never lonely.
Here I am again, airing out my dirty financial laundry/emotional baggage on the internet. I noticed though, I’m not alone in the passive income struggle. Over the past few weeks that I have heavily gotten into Reddit and Facebook groups that many people are saying the same thing that I have been telling myself, “I don’t know where to start”, “I don’t know what to name my…”, “I don’t know if it’s already taken”.
Growing up, I have always understood that money can be a tool and not a crutch. Maybe that’s not clear but I’ll explain… There are usually two views in the general world pertaining to money: money is evil, money is a tool. Those who don’t know how to use the tool regard it as a subject in the book of life that they’ll never grasp, writing it off as for the rich only. Those who educate themselves in the subject of money view it as a way to achieve their hopes and dreams. Sure I might not be a millionaire today or tomorrow, but I’m sure as hell eventually that I’ll reach FI (financial independence) and be able to live the life I want to.
Where does one even begin to retell a series of events that led to a decision that will ultimately impact and shape their future. Reflection upon the past leading up to the fork in the road feels a mix between excitement, nausea, pride, and reluctance. Sometimes I dwell too much in the past and can get swallowed up by the sights, sounds, smells, and feelings that have long gone. But here and with many other life decisions, it is important to reflect, to decide and to analyze.
I was listening to the ChooseFI Podcast while driving to work this morning and specifically picked the episode 088 - Career Hacking The Tech Industry with had one of my favorite FI bloggers, J from Millennial Boss. What she has done with her life is downright amazing, what all of the people in the FI community do is extraordinary: save most of your income, start profitable side hustles, learn to what is important and live a life not dictated by a paycheck. What I was beyond surprised about was that she had a similar strategy to what I was implementing in my own life.